Our stellar team here at SF are the best of the best. We grew from a team of just two, to over twenty within a couple of years and are super proud of the crew we've accumulated. Meet our team below so you can put a name to a face when you join us!
Financial Planning Team
James Millard
Director | Head Financial Adviser
An entrepreneur at heart, James puts a different spin on the traditional world of Financial Planning. He believes in discovering your true values and living by them. He practices this in his own life with wife Tash, and kids Ada and Eden in tow, by living close to the beach, surfing, early morning yoga, and plenty of sunshine.
Tash Millard
Director of Strategic Growth
Meet Tash, our visionary behind Sufficient Funds' expansion as the Director of Strategic Growth. Tash and James established Sufficient Funds around the time that their second child, Eden was born. Tash has lived the juggle of new family, new business and corporate career, before making the leap to join SF permanently in 2022. With mad data skills and a history of developing high-performing teams, Tash is leading our growth journey, alongside that of her young family, the most recent addition, their labradoodle named Ruby!
Cara Williams
Financial Adviser
Cara is our first Brisbane-based adviser and is incredibly passionate about working with clients to help fulfill their dreams! She has some impressive personal achievements from trekking in the Himalayas & Kokoda trail, carving up indoor skydiving tunnels and completing over 50 obstacle course races including a 24 hour world championship race.
Jody Doherty
Financial Adviser
Jody is our Sydney-based adviser, and like all of us here at SF, she is passionate about helping her clients achieve their financial goals. She is equipped with 3 degrees (one in psychology and two postgrad degrees in finance!) along with professional experience in financial planning, banking and consulting. Jody loves travel, music, animals, yoga and spending time with family and friends.
Jack Davis
Advice 2IC
Jack is on the path to becoming a fully fledged financial adviser, learning the ropes from our skilled team. He is our most laid back member of the crew, and full of excellent jokes that keep the team going. Jack is a lover of the natural world, a passionate and impressive ocean photographer, and health & fitness enthusiast.
Patrick Czajka
Financial Adviser
Pat is our stellar detail and strategy-based adviser. He comes from a strong paraplanning and advice background and loves applying his skills to the personal and relaxed ways of SF. One of our Melburnian's, Pat's a keen traveller, with family overseas, but enjoys golf and tennis when on home soil.
Laura Loveard
Marketing & Operations Manager
Laura joined SF right at the start and has overseen everything from client experience, training and new staff onboarding, to marketing and strategy. She has recently returned to Sydney afer moving around the east coast. You'll find her back enjoying one of her many favourite restaurants, beaches, walking trails, or taking her beloved German Shepherd out to explore.
Lemuel Gabriel
Digital Marketing Specialist
Lem is the jolliest member of our team, his infectious laugh brightens any day. Lem is a design thinker with skills in marketing strategy and critical problem solving to help take SF to the next level. In his free time (when not on an ATV) you'll find him seeking fun and adventure or reading fantasy novels.
Jess Holmstrom
Paraplanner
Jess is our in-house paraplanning legend and is our first Tassie resident! Jess and her husband Adam enjoy taking their little son Ollie to the beach and travelling at every opportunity. She sends awe-inspiring photos of her weekend adventures to the team, including snow-capped mountains, lakes, and camping by the fire.
Gervy Lagrosas
Client Experience Coordinator
Our biggest smile belongs to Gervy who is the brains behind a lot of our processes, training and insurance work. She sends us daily reminders of how many days are left until the weekend where she has the freedom to sleep and watch Netflix to her heart's content. When not snoozing, she's exploring resorts and seaside towns with her besties.
Anna Dairo
Client Services Administrator
Anna is a maths whiz and cryptocurrency enthusiast at heart and loves being part of a financial planning team. She's also got an impressive green thumb and grows herbs and ornamental plants like a pro. And an impressive cherry on top - she can read and write in Korean.
Angelie Diola
Client Services Administrator
Angelie is our resident insurance and implementation wizard with a background in Management Accounting. When she's not tracking applications or updating forms she's working to learn Japanese in her spare time. Another animal fan - Angelie has a cuddly chocolate Labrador who features in our fortnightly Zoom catch ups and loves a swim with his mum at the beach.
Christine Saclao
Client Services Administrator
Christine comes from a strong background in Financial Services admin. She looks after our clients during the implementation phase of their plans. Outside work she loves watching daily vlogs & k-pop as well as looking after her 2 year old - Thalia.
Jeanen Pelare
Client Services Administrator
Jeanen helps our SF Crew with their plan implementation. She's a super-mum with 2 y/o Sid at home. She's pursuing a side-hustle with her crochet skills and even has her crafts displayed in a hotel! Jeanen is also a keen traveller throughout the Philippines with an eye to go international.
Jenny Salinas
Client Services Administrator
Jenny was one of the first members of the original SF team before moving to a small province in the Philippines. She rejoins us to support the implementation team again, all the way from her new home town. Jenny is a keen explorer of beaches and mountains and loves cooking and baking local cusine.
Home Loans Team
Randy Araya-Bishop
Director | Mortgage Broker
Randy joined SF in 2019 to head up our mortgage broking team. He's one of the finest brokers in the country and has an impressive list of qualifications to back him up. He's a soccer fanatic, playing for Easts FC, loves exploring the Blue Mountains on foot, and is a keen snowboarder when the season hits. He's just returned from a once in a lifetime month-long adventure throughout Chile - his home country.
Nick Surace
Senior Mortgage Broker
Nick has 6 years experience as a mortgage broker and is going from strength-to-strength in the SF mortgage team. He has a young family with 3 kids to chase around, and spends his down time on the couch playing video games and watching Netflix. He's also a regular contibutor to the team chats with some cracking dad-jokes.
Chloe Hobelt
Mortgage Broker
Chloe is one of our sunshine seekers, living in Noosa, QLD. She's spent years in the financial industry, but building and buying her first home sparked her true passion of helping others achieve their goals and get their foot in the door for their first or next purchase. When she's not working, Chloe loves all things outdoors, and you'll find her on weekends camping out in the hinterland or up the beach!
Jamie Ogden
Mortgage Broker
Jamie complements our home loans team with a solid history in financial services & mortgage broking. When he's not at the desk, he's either working on a music festival, stomping around barefoot at the farm, swimming under waterfalls or hiking up a mountain with his young family in tropical North Queensland.
Francesca Dass
Loan Processor
Francesca has an impressive history studying electrical engineering. Outside of client loans, she loves cooking and watching movies with her two dogs. She's also aiming to get her Scuba Certificate so she can explore a whole new world.
Nina Marie Enriquez
Loan Processor
Nina is a loan processor while she's not busy looking after her 2 beautiful kids. She is a big fan of taking her family to local beaches and resorts, hitting the shops, or relaxing at home with a movie.
Bettina Gonzalez
Loan Processor
Biteh lives in a province that has a unique intimacy with nature, far from the city's constant hum. You can often find her in this serene environment pursuing outdoor hobbies like hiking, camping, or climbing. When she's off from SF, she enjoys these pastimes that are practically at her doorstep.
Nycolle Roberts
Broker Assistant
Nycolle is our original broker assistant, helping Randy keep on top of our home loans. Also based in Melbourne, this is her first remote working role and she's loving the flexibility being at home with her hubby and furry friend Murray.
Jerome Caballegan
Broker Assistant
Jerome is our second broker assistant, helping the home loans team operate smoothly as they continue to grow. When he's not working, he hops on his motorcycle and travels around local landmarks to recharge. He enjoys reading newspapers, listening to podcasts and watching autobiographies.
Ready to get stuck in?
Check out our Defining Sufficient session
or book a 15 min call below with the team.